Sunday, December 22, 2019

Book Report Killing Animals Essay - 1588 Words

I was a little girl who loved animals, and could never see the point in killing something so beautiful and innocent. Yet year after year my dad would pester me about going deer hunting with him and my brother. My dad had grown up hunting and he had high expectations that his children would do the same. My brother, only two years older than me, followed in his footsteps and has always brought home enough food to feed our family. They always went hunting during the fall, which was only bow season. If they had no luck in bringing home a deer during that season then they would continue to hunt during the winter, which was gun season. But yet I seemed to disappoint my dad when I had no desire to hunt. I wasn’t fond of the idea of killing animals. Although during last year’s deer season that had to change, because my brother went off to college and he didn’t have enough time to go hunting. That meant my dad was relying on me to pick up where my brother left off. I didn ’t exactly agree to it, but I told him I would try. I can still hear my dad telling me all the laws and regulations about hunting over and over again. â€Å"You can only shoot one buck,† he explained. â€Å"Never wound the animal, if you are going to shoot it kill it,† he added. â€Å"Do not even think about picking up that crossbow, until you have your hunting license in your pocket,† he warned. My dad was very obedient to these laws because he believed that if you are going to do something, you should do it right. He showed meShow MoreRelatedAnimal Cruelty Every year, the RSPCA (Royal Society for the Prevention of Cruelty to Animals) takes1200 Words   |  5 PagesAnimal Cruelty Every year, the RSPCA (Royal Society for the Prevention of Cruelty to Animals) takes in close to 50,000 reports of animal mistreatment in Australia and about 150,000 in England and in Wales (RSPCA, 2013). 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Afterwards, Moses completes the Book of Exodus along with the Books of Leviticus, the Book of Numbers and began the Book of Deuteronomy. After the death of Moses, Joshua becomes his successor and completes the Book of Deuteronomy. These first five books tell of the creation of Earth, heavens, water, stars, moon, sun, mankind and animals along with the trials and hardships of mankind, establishmentRead MoreThe Fight For Animal Rights1660 Words   |  7 Pagesfight for animal rights is one that has been going on for centuries. â€Å"The new emphasis upon animals feelings of sensation in the eighteenth century brought growing criticism of some forms o f cruelty. Doubts about the ethics of castrating domestic animals were raised as early as 1714. (Guither, 1998, p.1) According to Guither (1998), London was the first to encourage the prevention of animal cruelty in 1824 where it eventually became the Royal Society for the Prevention of Cruelty to Animals. 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Saturday, December 14, 2019

Universities Breaking Down Walls Free Essays

Do colleges and universities need to change to accommodate students once excluded from the university? This is a powerful question that society needs to know the answer to and the universities need to address. This is also a complicated question that has many facets that need to be addressed. Universities need to accommodate people with the willingness to learn and become educated. We will write a custom essay sample on Universities: Breaking Down Walls or any similar topic only for you Order Now The university can†t think that the privileged are the only people that deserve the education they offer; the university has to think on a broader scale and include the once excluded. If this problem were looked at from a financial standpoint, it would hurt the universities, but if this problem were looked at from a social standpoint, it would benefit society as a whole. Mike Rose is a great example of what can happen if the university put some faith in the under-privileged student. The son of an Italian immigrant family, he was placed within the vocational school system. Though placing him within the vocational school system was a mistake due to a clerical error, he played down to expectations beautifully. From those days within the vocational school system to the University of California, Los Angeles were he is now the Professor of Education is a huge testament to the power of education and where it can take someone in life. Education surpasses all boundaries, and education takes someone as far or as high as they want to go, Mike Rose is a shining example of this. Mike Rose also mentions a key aspect of education, which is the support his professors throughout his college and/or entire educational experience. Without help, guidance, and support from your professors, the student, will at times more often than not will feel that education doesn†t want to embrace your efforts, and that is why the support offered from your professors is such a vital part of the education process. Rose also uses great vivid examples in his passage that pertain to the importance of education and shows why it shouldn†t be excluded from anyone willing to accept the challenge of receiving it. The idea of getting an education is the driving force behind anyone and everyone that gets an education. Take for example, Mike Rose†s uncle who came to America from Italy. He came here with nothing, not even an education, and he had to figh(literally) for everything he got, even his education. He was embarrassed in school for not understanding anything that was taught and not being able to read or write, but he overcame these adversities and eventually taught his mother how to sign her name and helped her with everything that she needed from reading flyers to announcements of sales to legal documents. Finally, he took care of all the writing she needed done. This is just one of the many stories Rose used and I use it to show that if education and/or the university embraced Rose†s uncle in his endeavors instead of shunning him, then it would†ve been a much easier transition for him and a richer experience for him and the many others like him. This is an all to familiar place for the underprivileged, but there is a heartfelt story from a brilliant scholar and that person would be Bell Hooks, who came from a poor family that was high on values and family. Hooks decided early on that she wanted more for herself in the was of education, but knew it would be a difficult task to accomplish. When she left her home in the South to pursue her education at Stanford, her parents warned her of the traps and pressures out in the world, but she stood firm with her decision to go to California for schooling. When Hooks arrived at Stanford, she realized that there was a whole other world out there, away from her home in the South. Hooks was tested many times throughout her college experience to change her values to that of the aristocratic values that the university was pushing onto the student body. But Hooks maintained her values that her parents, family, and surroundings had instilled in her, and she moved on to be an educator, not just an educator but also someone that cared about the student†s education. Hooks moved on from Stanford to Harvard and eventually started to lecture all over the country; she even wrote books in a non-academic format so that people of all educational levels could read and understand her message. To look through her eyes the university appears to be a dismal, wrenched place that caters to an affluent, upper class, and white society. Also would you take notice that the university frowned upon black on black relationships and supported a powerful white-supremacist structure. The reason for this outlook is that through her experiences the universities pampered the privileged and didn†t pay attention to the underprivileged. And when the university did let an a underprivileged person walk among them, the university would try to corrupt that individual and have tem change their values to values that were more suited for the university. The aristocratic faculty of the universities would urge people to cut ties to your past and change your values, but all in all, that†s not the way to accommodate the once excluded students; that†s a way to include them but reform them to the university†s way of thinking and to the values the university wants instilled in those individuals. To truly include the underprivileged the universities would have to let them be free: free to think, free to criticize, and free to be themselves. The universities aren†t willing to do that foe the mere fact that they lose their control over the student body. For the university to truly accommodate the once excluded the university would have to change not only its curriculum but also its view on people. It would have to look at a person as just that a person, not as this one†s privileged and this one†s not. Universities have to understand that a person willing to learn is a person worth educating. So in the end the answer to the question do colleges and universities need to accommodate the once excluded students the answer would have to be yes, if the once excluded student is willing to learn. How to cite Universities: Breaking Down Walls, Papers

Friday, December 6, 2019

Tax Research Paper free essay sample

A lot of people mistakenly think an IRA itself is an investment but it is just the basket in which an individual keeps stocks, bonds, mutual funds and other assets. Unlike 401(k)s, which are accounts provided by employees’ company, the most common types of IRAs are accounts that people open on their own. Others can be opened by self-employed individuals and small business owners. There are two general types of individual retirement arrangements (IRAs) under present law: * traditional IRAs, to which both deductible and nondeductible contributions may be made; * Roth IRAs, to which only nondeductible contributions may be made. So understanding each account and their differences helps an individual determine which IRA is best for his financial situation and retirement plans. Traditional IRA Basics A traditional IRA is a personal retirement savings account held at a bank or a brokerage firm that can be funded with investments such as stocks, bonds and mutual funds offered through the financial institution where individual account is held. Traditional IRAs provide tax savings, including tax-free growth of earned interest, dividends and capital gains while the money is in the account. An individual also usually claims a tax deduction each year that he makes a contribution to a traditional IRA. While his contributions to a traditional IRA are not taxed, he has to pay taxed when he remove the funds from the account at retirement. Roth IRA Basics A Roth IRA is a personal retirement savings account also held at a bank or brokerage firm that can be funded with a wide variety of investments, including stocks, bonds and mutual funds. Roth IRAs also offer tax savings, including tax-free growth of earned interest, dividends and capital gains while the money is in the account, but An individual is not taxed when he withdraws the money. Withdrawals of contributions are tax free after the Roth IRA has been open five years, and individual can withdraw investment earnings tax free after he reaches the age of 591/2. Traditional IRAs vs. Roth IRAs When it comes investments, traditional and Roth IRAs work the same way. An individual funds the IRA and then moves the money into various investments. With both types of accounts, the interest, dividends and capital gains grow tax free. If an individual is employed and earning an income, he can currently contribute to both types of accounts up to $5,000 per year until the age of 49 and $6,000 per year if he is 50 or older. Contributions to either type of IRA must come from taxable income earned from working. Earned income also includes alimony received by the taxpayer. For federal income tax purposes, alimony is deductible by the payor and is includible as earned income by the recipient. The following table provides the similarities of traditional IRA vs. Roth IRAs. | Traditional IRA| Roth IRA| Earned Income| v| v| Investment Choices| v| v| Prohibited Transactions| v| v| However, there are several important differences between traditional and Roth IRAs. Consider the following differences when making a decision regarding which type of IRA is right for your financial situation. Tax Deferral Traditional IRA: Contributions are taxed at the prevailing tax rate when money is taken from the account at retirement. Individual contributions are not taxed when he initially deposits them into his account. Roth IRA: Because individual contributions are taxed before they land in his account, his money is not taxed when it is removed from the account. Age Limits Traditional IRA: No contributions are allowed in the year or any years after the year in which an individual attains age 701/2. Roth IRA: No age limits exist on contributions. Individuals who have sufficient earned income may continue to contribute to a Roth IRA after the attainment of age 701/2. Income Caps Traditional IRA: Anyone with a taxable income can contribute to a traditional IRA, no matter how much they earn. Roth IRA: There are income limits for contributing. In 2012, single individuals with a modified adjusted gross income of $125,000 and higher could not contribute to a Roth IRA. Tax Deductibility Traditional IRA: Contributions may be tax deductible. Eligibility is dependent on a variety of factors including whether an individual is currently participating in an employer – sponsored retirement plan such as a 401 (k), SEP IRA or SIMPLE IRA. Enrollment in one of these plans can limit or preclude tax deductibility. Income also dictates if and how much a person can deduct. In 2012, for instance, an individual filing single or as head of household with no active participation in an employer – sponsored retirement plan who earned $58,000 or less in modified adjusted gross income could fully deduct all contributions to a traditional IRA. Individuals earning from $58,000 to $68,000 got a partial deduction, and those earning more than $68,000 had no deduction. Roth IRA: No contributions are tax deductible. Required Minimum Distribution (RMD) Traditional IRA: Account owners must begin receiving minimum distributions of money in the account on April 1st of the year following their turning 701/2 years old. Roth IRA: No required minimum distribution. Distributions Traditional IRA: Distributions from traditional IRAs and other retirement plans are generally treated as ordinary income. Roth IRA: Distributions from Roth IRAs are designed to be tax-free in retirement. A distribution from a Roth IRA is not included in the owner’s gross income and is not subject to the 10 percent early withdrawal penalty if it is a qualified distribution. Distributions that do not meet the definition of a qualified distribution may be subject to income tax and the early withdrawal penalty. Early Disbursement Traditional IRA: If an individual pulls money out of the account before the age of 591/2, he will be subject to an early distribution penalty. Exceptions to the early disbursement penalty rule include withdrawing money in order to pay for college expenses, medical costs greater the 7. 5% of your adjusted gross income and expensed due to sudden disability. He can also withdraw up to $10,000 penalty free for a first-time home purchase. Finally, there are no penalties if he transfers the money into another type of retirement account. Roth IRA: After the account has been open five years, an individual can withdraw any money he deposited into the account without incurring a penalty. He will, however, usually pay a penalty if he withdraws investment earnings before the age of 591/2. Through the discussion above, the table below provides the differences of traditional IRA vs. Roth IRAs, | Traditional IRA| Roth IRA| Contributions| Contributions can not be made beyond 701/2| Contributions can be made beyond 701/2| Deductions| v| N/A| Minimum Distribution Rules| During life and after Death| Only after death| Conclusions Upon the discussion above, we can decide which account is best for a specific person. If a person does not meet the income requirements for a Roth IRA, a traditional IRA is his only choice. Otherwise, he needs to take a few factors into consideration when making his decision. If a person wants to take advantage of the tax deductibility of his IRA contributions, he might consider choosing a traditional IRA. Opting for a traditional IRA also makes sense if he expects to be in a lower tax bracket when he retires, because he will pay less tax at that time than he would now. However, the flexible benefits of a Roth IRA may make it a more appealing choice. A person might benefit from his ability to withdraw contributions without penalties. He might also prefer to have no minimum distribution requirements. Finally, if he expects to be in a higher tax bracket when he retires, choosing a Roth ill allow him to get his contributions taxed at a lower rate now, and he will not have to worry about taxes later. Splitting a Person’s Contributions If a person is eligible for a Roth and Traditional IRA, he may find it advantageous to split his maximum contribution between the two by depositing the tax deductible amount of his income into his traditional IRA and the remainder into a Roth. When considering doing this, factor in potential additional costs such as fees associated with funding both accounts. His total contributions to both IRAs can not be more than his limit for the year.